All clinicians (excluding graduate interns) are in-network with Aetna.

Your clinician will file a claim for sessions billed under Aetna insurance plans, and provide a “superbill” (receipt) to clients for each month’s appointments. Clients are responsible for co-payments, any co-insurance costs, deductibles and out-of-pocket maximums specified by their insurance plan’s mental/behavioral health benefits.

If you are paying out-of-pocket for services, full payment is due at the time of each service. We will provide you with a monthly superbill for each month’s appointments which you can submit to your insurance company for potential reimbursement (reimbursement rates are based on your individual plan).

If you do not have Aetna and will be using out-of-network benefits, call your insurance company and ask:

• Do I have mental/behavioral health insurance benefits?

• What is my out-of-network, mental health benefit reimbursement rate? (90837 is the billing code for 55 minute outpatient psychotherapy sessions.)

• How many therapy sessions does my plan cover?

• Do I have a deductible, and has it been met?

• Is approval required from my primary care physician
  

  Not all services or conditions are covered by health insurance, and the costs of those services are the responsibility of the client on an out of pocket basis. We can only file claims for reimbursement of covered services addressing covered conditions.

Relationship/marriage/couples therapy is one example of a service that is not covered by insurance plans, as it is not currently covered by medical coding and billing. Therefore, all relationship counseling costs are billed directly to clients.